Website Terms of Use

THESE TERMS OF USE GOVERN THE ACCESS AND USE OF OUR WEBSITE AND SHOULD BE CAREFULLY READ.

BY ACCESSING OR USING OUR WEBSITE, YOU ACCEPT AND AGREE TO BE BOUND BY THESE TERMS OF USE AS THEY MAY FROM TIME TO TIME BE MODIFIED BY RIVER VALLEY COMMUNITY BANK, RVCB, ITS SUBSIDIARIES OR AFFILIATES (COLLECTIVELY, "RIVER VALLEY COMMUNITY BANK").

Use of Website

Our Website contains information, names, images, pictures, logos, icons, documents and other material (the "Contents") for your use and information. The Contents are solely for your personal use. You may not copy (other than a copy for personal use), modify, distribute, transmit, display, perform, reproduce, transfer, resell or republish any of the Contents of this Website without the prior written consent of River Valley Community Bank, which may be withheld in its sole discretion.

Modifications

River Valley Community Bank may at any time make modifications, changes, and alterations to the Contents of this Website, including these Terms of Use, without prior notice. You are responsible for regularly reviewing these Terms of Use. Your continued use of this Website following any modifications, changes or alterations shall constitute your acceptance of such modifications, changes or alterations.

Transmissions to and from this Website

Except when utilizing the forms within our website or when expressly indicated as being secure, transmissions to and from this website or directed to River Valley Community Bank, including E-mails, are not sent in a secure form and can be intercepted by third parties and may not be immediately received by the appropriate business unit at River Valley Community Bank. Please do not use E-mail other than the forms within our Website to send us communications which contain confidential information, which we require to be in writing, or which need our immediate attention. Please call (530) 755-0418, visit our branch or write us at River Valley Community Bank, 1629 Colusa Highway, Yuba City, CA 95993, to communicate confidential information. Any transmission to this Website, including E-mails shall be deemed and remain the property of River Valley Community Bank. River Valley Community Bank shall be free to use, for any purpose, any ideas, concepts, know-how or techniques provided by a Website user to River Valley Community Bank through this Website.

Copyrights and Other Intellectual Property

Except where otherwise expressly noted or as noted below, all Contents of this website, including the graphics, icons and overall appearance of the Website, are the sole and exclusive property of River Valley Community Bank and/or its subsidiaries or affiliates. The posting of the Contents of this Website neither constitutes a waiver of any of River Valley Community Bank's proprietary rights or any other party's proprietary rights, including but not limited to, copyrights, trademarks, service marks, patents and other intellectual property, nor a transfer by implication, estoppel or otherwise of any such rights or of any license to the Website user or to any third party. Contents of this Website are protected by United States and international copyright laws, both as individual works and as a collection and by United States and international trademark laws. You agree not to delete any copyright, trademark or similar notice from any Contents that you obtain from the Website.

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The display of trademarks within this Website does not grant you a license of any kind. Any downloading of material contained in the site, or of any site linked to the site, may be a violation of federal trademark and copyright laws. Any downloading of Contents of this Website or any Website linked to this Website may be a violation of federal and other trademark laws and federal copyright laws.

Linked Sites

We provide links to non-River Valley Community Bank Websites solely as convenient pointers to information on topics that may be useful to users of our Website and we have no control over the content on such non-River Valley Community Bank Websites. Should you choose to visit, via our link, a non-River Valley Community Bank Website, River Valley Community Bank makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does River Valley Community Bank warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Links to non-River Valley Community Bank sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.

Class Action Waiver Regarding Third-Party Marketing and Analytics Tools.

You agree that any disputes, claims, or controversies arising out of or related to the use of third-party marketing and analytics tools on this website—including, but not limited to, data collection, tracking technologies, cookies, and user behavior analysis—shall be resolved on an individual basis.

To the fullest extent permitted by applicable law, you expressly waive any right to participate in a class action, class arbitration, or other representative proceeding, including as a class representative or class member. Any claims must be brought individually, and not as a plaintiff or class member in any purported class or representative proceeding.

This waiver applies regardless of the nature of the claim, including without limitation claims based on statutory, regulatory, contractual, tort, or other legal theories

River Valley Community Bank's Online Customer Information Policies

We respect the privacy of our customers and are committed to protecting their information on our Website with the same care that we utilize for all River Valley Community Bank company transactions. Click on Privacy Policy if you would like to view our current online policy.

ChatBot AI

Chatbots are software programs that use artificial intelligence to simulate a conversation. Chatbots may be used to provide customer service. Any personal information that you provide in the chat is automatically collected by the third-party chatbot provider.

Service Providers

We may share or disclose your Personal Information with our service providers or other third party vendors, including without limitation the following types of service providers:

Email, internet, or other telecommunication service providers, including website hosting;
Cloud, other data storage, or other hosting service providers;
Third-party payment service providers, including without limitation third-party credit card processors;
Analytics companies who assist us with various types of data analytics, web analytics, and app analytics;
Third-party delivery or shipping service providers;
Other third-party contractors we engage to assist us in providing our products and services;
App design; and
Database management.

Infringement

If you believe your copyrighted work is being used on the Website in a manner that constitutes copyright infringement, please contact our designated agent, Stacia McCroskey, at 530-755-0418. Notices of copyright infringement must include your name, address, phone number, and email address, along with a statement identifying the material that you believe is being used without consent and the reason you believe it constitutes copyright infringement.

No Warranties

Although River Valley Community Bank attempts to ensure that the Contents provided or otherwise displayed on our Website are accurate, we make no representation, endorsement or warranty that the Contents are accurate or suitable for your particular purpose. THE WEBSITE AND ITS CONTENTS ARE PROVIDED ON AN "AS IS" BASIS. USE OF THE WEBSITE AND ITS CONTENTS IS AT THE USER'S SOLE RISK. THE WEBSITE AND ITS CONTENTS ARE PROVIDED WITHOUT ANY REPRESENTATIONS, ENDORSEMENTS OR WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, WITH THE SOLE EXCEPTION OF WARRANTIES (IF ANY) WHICH CANNOT BE EXPRESSLY EXCLUDED UNDER APPLICABLE LAW. IN NO EVENT SHALL RIVER VALLEY COMMUNITY BANK”S TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE USE OF THE WEBSITE EXCEED $500.

Limitation of Liability

IN NO EVENT WILL RIVER VALLEY COMMUNITY BANK OR ITS SUBSIDIARIES, AFFILIATES, REPRESENTATIVES, CONTRACTORS, OR THEIR RESPECTIVE OFFICERS, DIRECTORS OR EMPLOYEES BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH ANY PARTY'S USE OF OUR WEBSITE, ANY FAILURE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY, COMPUTER VIRUS, LINE SYSTEM FAILURE OR LOSS OF DATA; ANY LOSS OF USE RELATED TO OUR WEBSITE; ANY WEBSITE OPERATED BY ANY THIRD PARTY; OR ANY CONTENTS OF THIS WEBSITE OR ANY OTHER WEBSITE, EVEN IF RIVER VALLEY COMMUNITY BANK IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

Available Only Where Permitted by Law

The products and services of River Valley Community Bank, its subsidiaries and affiliates are available only in the United States and other countries where permitted by law.

Governing Law

These Terms of use shall be governed by and construed in accordance with the law of the State of California, without regard to the conflict of laws thereof, and to the laws of the United States.

Venue

Disputes arising from the use of this Website shall be exclusively subject to the jurisdiction of any federal or state court located in Sutter County, California.

Severability

If a court of competent jurisdiction determines that a portion of our Terms of Use is unenforceable, such portion shall be modified solely to the extent necessary to cause such portion to be enforceable and these Terms of Use as so modified shall otherwise remain in full force and effect.

Waiver

No waiver by River Valley Community Bank of any right under or term or provision of these Terms of Use will be deemed a waiver of any other right, term, or provision of these Terms of Use at that time or a waiver of that or any other right, term, or provision of these Terms of Use at any other time.

Service Contact

If you have questions or problems regarding this website please contact us at (530) 755-0418.

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